Why Third Rail...
Third Rail refers to a topic or issue that is controversial in the public sphere, which people, especially politicians, tend to avoid discussing. In finance, such issues may include Social Security, Pensions, Nest Egg vs. Income discussion, Life Insurance, and especially distributions of your hard-earned savings in retirement. It is not uncommon for us to see that most advisors tend to avoid this last topic, but then distributing your savings is a very different discipline than saving it! However, at Third Rail Financial, we embrace these difficult discussions with the aim of helping you make informed decisions about your money that align with your values and beliefs.
"All the Dogs Barking up the same tree doesn't make it the right one!" ~Douglas Andrew
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Meet Brandon Green, CLU®, ChFC®, CLTC®, LUTCF®
Since 2003, I’ve worked in the financial services industry. Like many young financial professionals, I began by working for a large firm. However, about halfway through my career, I started to believe retirement was broken. Traditional wisdom had not adapted to a changing tax environment and clients were asking for help that required strategies beyond the typical cookie-cutter solutions in the marketplace. In 2016, along with other like-minded individuals, I went independent.
Traditional solutions aren’t bad, but they tend to open people up to unnecessary taxes. Now – as a boutique insurance and retirement strategy firm, companies no longer tell us what to do for our clients. Instead, we tailor solutions for their situations and leverage products and companies in the marketplace that help build solutions unique to them.
The right design truly depends on what the client is trying to do and as we often say, the situation is boss. We want our clients to enjoy their retirement rather than worrying about the potential impact of undue or excessive risk